Lodha Supremus II, North Wing, Office No. 231,
Next to New Passport Office, MIDC,

Wagle Estate, Thane (West) - 400604.

Telephone

022 4975 3300

Income Tax Calculator FY 2026-27 | Laabdhi Outsource India Services Pvt. Ltd.
1
Enter Your Annual Salary
All amounts Annual (₹) — Orange fields are for your entry
Age Group
City Type (for HRA Exemption)
Annual Salary Breakup (₹)
Gross Annual SalaryEnter First
Basic Salary (Annual)Taxable
HRA — AnnualPartly Exempt
Other Allowances (Annual) 🔄 Auto
Will auto-fill after you enter Gross, Basic and HRA above.
⚠️ Basic + HRA + Fixed Allowances exceed Gross Salary. Please check entries.
💜 One-Time Payment — Annual (₹) Enter if applicable — added to total income
📝 Enter
Gross Annual Salary
₹0
Basic + HRA + Allowances
One-Time Payment
₹0
Any Other One-Time Payment
Total CTC / Gross Total Income
₹0
Gross + One-Time
2
Enter Your Deductions (Annual ₹)
Amount auto-capped at limit — enter whatever you have invested/paid
🏠 HRA Exemption Old Regime
📝 Annual Rent Paid
HRA Exempt:
Old Regime Deductions
📋 Less: Allowances Exempt u/s 10 — Please Enter Actual Amount
(a) Books & Periodicals
(b) Meal Exemption ✓ Both Regimes
Food coupon/card only — exempt up to ₹8,800/month in Old & New Regime
(c) LTA Exemption
(d) Car & Driver Exemption
(e) Mobile & Internet Bill
Total u/s 10 🔄 Auto
📦 Section 80C
EPF · PPF · ELSS · LIC · NSC · Home Loan Principal · 5yr FD
Max ₹1,50,000
Enter
₹0 / ₹1,50,000
⚠️ Capped at ₹1,50,000
🏦 Section 80CCD(1B) — NPS
Self NPS contribution · Over & above 80C · Total benefit ₹2L
Max ₹50,000
Enter
₹0 / ₹50,000
⚠️ Capped at ₹50,000
🏥 80D — Medical Insurance (Self + Family)
Health insurance for self, spouse, children
Max ₹25,000
Enter
₹0 / ₹25,000
⚠️ Capped at ₹25,000
👨‍👩‍👧 80D — Medical Insurance (Parents)
₹25,000 below 60 · ₹50,000 if Senior Citizen (60+)
Max ₹50,000
Enter
₹0 / ₹50,000
⚠️ Capped at ₹50,000
🎓 Section 80E — Education Loan Interest
Full interest · 8 years from repayment start · No upper limit
No Limit
Enter
₹0 entered
🏛️ Professional Tax (PT)
Deducted by employer from salary every month
Max ₹2,500/yr
Enter
₹0 / ₹2,500
⚠️ Capped at ₹2,500
🏡 Section 24(b) — Home Loan Interest
Interest on home loan for self-occupied property · Old Regime only
Max ₹2,00,000
Enter
₹0 / ₹2,00,000
⚠️ Capped at ₹2,00,000
📋 Any Other Deduction
Any other eligible deduction under Old Regime not covered above
As Applicable
Enter
₹0 entered
🏢 Employer NPS — Section 80CCD(2)
Company's NPS contribution · Old Regime: 10% of Basic · New Regime: 14% of Basic
✓ Both Regimes 10%/14% of Basic
Enter
₹0 entered
3
Tax Calculation — Old Regime vs New Regime
Auto calculated — updates instantly as you fill details
Old Regime — Annual Tax
₹0
₹0 / month
Taxable Income: ₹0
Calculation Breakdown
Gross Salary₹0
Less: HRA Exemption₹0
Less: Sec.10 Allowances₹0
Less: Std. Deduction₹50,000
Less: Employer NPS 80CCD(2)₹0
Less: Sec. 24(b) Home Loan Interest₹0
Less: Ch. VI-A & Other Deductions₹0
Total Deductions₹0
Monthly TDS: ₹0
New Regime — Annual Tax
₹0
₹0 / month
Taxable Income: ₹0
Calculation Breakdown
Gross Salary₹0
Less: Meal Exemption₹0
Less: Std. Deduction₹75,000
Less: Employer NPS 80CCD(2)₹0
Total Deductions₹0
Monthly TDS: ₹0